Tomorrow App Review (2026)
Tomorrow, now part of insurer Ethos, is a mobile-first app offering free basic wills, trusts, and guardianship documents, with paid upgrades for more. It is convenient if you prefer to work from your phone and like pairing your plan with life insurance, but it is less full-featured than desktop services.
Basic: free · Upgrade: ~$39.99 · Full package: ~$199 · optional term life insurance
Key takeaways
- Best for: people who prefer to plan from their phone and want free basic documents.
- Free basic will, trust, and guardianship documents; paid tiers add features.
- Now owned by Ethos, so it pairs naturally with term life insurance.
- Our rating: 3.8/5, convenient and free, but less full-featured than desktop rivals.
Tomorrow is an estate planning app built for the phone, offering free basic wills, trusts, and guardianship documents, with optional paid upgrades. Originally a Seattle startup, it was acquired by the life insurance company Ethos, and today the planning tools sit alongside Ethos insurance products. It earns the “free mobile option” spot in our roundup of the best online will makers.
This review covers what Tomorrow costs, what the free and paid tiers include, how the insurance connection works, and who it suits. If you want to weigh it against the field, our roundup compares all the leading services side by side.
Pricing
Tomorrow’s appeal starts with a free tier, with paid upgrades for more advanced needs. Figures below are current as of June 2026.
- Basic: free, covering a basic will, trust, and guardianship documents.
- Upgrade: around $39.99 for more advanced document features.
- Full estate plan: around $199, adding powers of attorney, healthcare directives, and medical consent documents.
For a simple plan, the free tier alone may be enough. The paid tiers move it closer to what desktop services offer, though at that point you are paying comparable money for a more limited experience.
What’s Included
The free tier covers the essentials for a simple estate: a basic will, a revocable living trust, and guardianship documents, plus a handy place to store information about your bank accounts, debts, insurance, and investments in one app. The paid full package adds powers of attorney, healthcare directives, and medical consent documents, rounding out a more complete plan.
If you want to understand the documents Tomorrow generates, see our guides on how to write a will and power of attorney.
The Ethos Connection
Tomorrow’s defining trait today is its ownership by Ethos, a life insurance company. That makes it a natural fit if you want to handle two related tasks at once: setting up basic estate documents and considering term life insurance to protect your family. For parents in particular, pairing a will and guardianship with life insurance is a sensible combination; see our guide on estate planning for parents with minor children.
Because Tomorrow is built around an insurance relationship, expect the experience to surface life insurance offers. That is fine if insurance is on your list, but worth knowing if you only want the documents. As always, a will is valid only when signed and witnessed per your state’s rules.
Pros and Cons
Pros
- Free basic will, trust, and guardianship
- Convenient mobile-first app
- Stores account and policy info in one place
- Optional bundled life insurance
Cons
- Fewer features than desktop rivals
- Built around an insurance offering
- Best suited to simple needs
- Paid tiers comparable in price to fuller services
Who It’s Best For
Tomorrow is a good fit if you prefer doing things on your phone, want free basic documents, and are open to considering life insurance at the same time, a combination that suits many young families. It is a convenient, low-friction way to get the basics in place.
It is less ideal if you want the most thorough documents and guidance. For that, see our top pick Trust & Will, the value-leading Nolo WillMaker, or the free, charity-funded FreeWill for a simple will without the insurance angle.
Frequently Asked Questions
Is the Tomorrow app free?
Yes, the basics are free. Tomorrow lets you create a basic will, trust, and guardianship documents at no cost through its app. A paid upgrade (around $39.99) unlocks more advanced features, and a full estate plan package is around $199. Prices are current as of 2026.
Who owns the Tomorrow app?
Tomorrow was founded in Seattle and was acquired by Ethos, a life insurance company based in California. The estate planning tools are now offered alongside Ethos life insurance products.
Is a will from the Tomorrow app legally valid?
Yes, when signed and witnessed correctly. Tomorrow generates a state-specific will that becomes legally valid once you sign it with the witnesses your state requires. Proper signing is what makes any will binding.
What does the Tomorrow app include?
The free tier includes a basic will, a revocable living trust, and guardianship documents, plus a place to store account and policy information. Paid tiers add more advanced document features and a full estate plan with powers of attorney and healthcare directives.
Is the Tomorrow app worth it?
It is worth it if you prefer to work from your phone and want free basic documents, and it pairs naturally with life insurance through Ethos. For more features and a more thorough experience, a desktop-based service like our top picks is usually a better fit.