Estate and Net Worth Inventory Calculator

Add up assets and subtract debts to estimate your estate value. This quick tool helps you see the size of your estate and gives simple guidance based on common planning thresholds.

This is an estimate, not advice
Use this calculator to get a quick idea of your estate value. It is not legal, tax, or financial advice. Small differences in facts, appraisals, or state rules can change results. For exact legal or tax guidance, consult a licensed attorney or tax professional.

Enter assets such as bank accounts, investments, real estate equity, and personal property, then enter debts such as mortgages, loans, and credit card balances. Results are estimates only.

Estate Inventory Calculator

Add assets and debts below. Click Add Item to include multiple entries. Values are in dollars.

For probate or tax planning, verify numbers with current, jurisdiction-specific figures and consult a professional.

*Estimates only. This tool does not replace professional legal or financial advice.

Estate Inventory Calculator Frequently Asked Questions

How do I use the estate inventory calculator ›
Enter each asset and its value, then enter each debt and its balance. Click Calculate Estate Value to see total assets, total debts, and the estimated estate value. Use the guidance to decide whether you need more advanced planning.
What counts as an asset ›
Assets include bank accounts, retirement accounts, brokerage accounts, real estate equity, vehicles, business interests, and valuable personal property. Include the value that would be part of your estate after death.
What counts as a debt ›
Debts include mortgages, home equity loans, personal loans, student loans, auto loans, and credit card balances. Do not include debts that will be paid by a specific beneficiary outside the estate unless they are legally part of the estate.
Will this calculator tell me if I need a trust ›
The calculator provides simple guidance based on estate size. It does not replace professional advice. For personalized recommendations about trusts and tax planning, consult an estate planning attorney or financial advisor.
Is the result exact ›
No. The result is an estimate based on the values you enter. Actual estate value for probate or tax purposes may differ after appraisals, debts, fees, and legal adjustments.

Learn More About Estate Planning

If you want to build a plan, protect beneficiaries, or understand tax and trust options, the guides and resources below can help you take the next step.